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Straight answers on the paperwork and money side of running a small contracting business. Free, no sign-up.
How to Calculate Your Hourly Rate as a Contractor (Step by Step)
A 5-step method to build a contractor hourly rate from your real overhead, pay, taxes and billable hours, with a worked example you can copy.
Read the guide →Pricing · 5 minMarkup vs Margin: The Pricing Mistake Costing Contractors Thousands
Markup and margin are not the same number. Learn the difference, the two formulas contractors need, a conversion table, and how to price a job for the margin you want.
Read the guide →Billing · 5 minHow to Get Paid Faster: Deposits, Invoices and Late Payments for Contractors
Practical steps to get paid on time as a contractor: clear payment terms, deposits, milestone billing, invoices that get paid, and a calm ladder for late payers.
Read the guide →Taxes · 5 minW-9 and 1099 Basics for Contractors Who Hire Subs
A plain-English guide for contractors who pay subcontractors: when to collect a W-9, who gets a 1099-NEC, the 2026 $2,000 threshold, deadlines, and a simple year-round routine.
Read the guide →Contracts · 5 minHow to Write a Change Order (With a Simple Template Checklist)
How contractors write a change order that gets approved and paid: what to include, when to use one, a sample wording, pricing tips, and how to handle "just one more thing."
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